* {
  box-sizing: border-box;
}

body {
  margin: 0;
  font-family: Arial, sans-serif;
  color: #1a2533;
  background: #fafaf8;
  line-height: 1.7;
}

a {
  color: inherit;
}

.site-header {
  background: #0d1f3c;
  color: #fff;
  padding: 18px 24px;
}

.nav {
  max-width: 1120px;
  margin: 0 auto;
  display: flex;
  align-items: center;
  justify-content: space-between;
  gap: 18px;
  flex-wrap: wrap;
}

.brand {
  display: inline-flex;
  align-items: center;
  gap: 10px;
  color: #c9a227;
  text-decoration: none;
}

.brand-mark {
  width: 46px;
  height: 46px;
  border-radius: 10px;
  object-fit: cover;
  background: #fff;
  box-shadow: 0 6px 18px rgba(0,0,0,0.18);
}

.brand-copy {
  display: flex;
  flex-direction: column;
  line-height: 1.08;
}

.brand-name {
  font-size: 19px;
  font-weight: 800;
}

.brand-subtitle {
  margin-top: 2px;
  color: rgba(255,255,255,0.82);
  font-size: 10px;
  font-weight: 700;
  letter-spacing: 0.12em;
  text-transform: uppercase;
}

.nav-links {
  display: flex;
  gap: 16px;
  flex-wrap: wrap;
  font-size: 14px;
}

.nav-links a {
  color: #fff;
  text-decoration: none;
  opacity: 0.92;
}

.breadcrumb {
  max-width: 1120px;
  margin: 0 auto;
  padding: 14px 24px 0;
  font-size: 14px;
  color: #5a6a7a;
}

.breadcrumb a {
  color: #0d1f3c;
  font-weight: 700;
  text-decoration: none;
}

.hero {
  background: linear-gradient(135deg, rgba(13,31,60,0.95), rgba(27,67,50,0.9));
  color: #fff;
  padding: 72px 24px;
}

.wrap {
  max-width: 1120px;
  margin: 0 auto;
}

.eyebrow {
  margin: 0 0 12px;
  color: #c9a227;
  font-weight: 800;
  letter-spacing: 0.08em;
  text-transform: uppercase;
  font-size: 13px;
}

h1 {
  margin: 0 0 18px;
  font-size: clamp(34px, 5vw, 56px);
  line-height: 1.08;
}

.hero-text {
  max-width: 760px;
  margin: 0 0 26px;
  font-size: 18px;
  color: rgba(255,255,255,0.9);
}

.cta-row {
  display: flex;
  gap: 14px;
  flex-wrap: wrap;
}

.btn {
  display: inline-block;
  border-radius: 999px;
  padding: 12px 20px;
  text-decoration: none;
  font-weight: 800;
}

.btn-primary {
  background: #c9a227;
  color: #0d1f3c;
}

.btn-outline {
  border: 1px solid rgba(255,255,255,0.55);
  color: #fff;
}

.section {
  padding: 52px 24px;
}

.section-white {
  background: #fff;
}

.grid {
  display: grid;
  grid-template-columns: repeat(3, 1fr);
  gap: 18px;
}

.card {
  background: #fff;
  border: 1px solid #e7e2d6;
  border-radius: 12px;
  padding: 22px;
  box-shadow: 0 8px 28px rgba(13,31,60,0.08);
}

.section-white .card {
  background: #fafaf8;
}

h2 {
  margin: 0 0 18px;
  color: #0d1f3c;
  font-size: 30px;
  line-height: 1.2;
}

h3 {
  margin: 0 0 10px;
  color: #0d1f3c;
  font-size: 20px;
}

p {
  margin: 0 0 14px;
}

ul {
  margin: 0;
  padding-left: 20px;
}

.two-col {
  display: grid;
  grid-template-columns: 1.2fr 0.8fr;
  gap: 28px;
  align-items: start;
}

.blog-cover-section {
  background: #eef3fa;
  padding: 42px 24px 18px;
}

.blog-cover-image {
  display: block;
  width: 100%;
  height: auto;
  aspect-ratio: 1200 / 369;
  object-fit: cover;
  border-radius: 18px 18px 0 0;
  box-shadow: 0 24px 60px rgba(13,31,60,0.16);
  background: #0d1f3c;
}

.blog-cover-image-tall {
  aspect-ratio: 3 / 2;
  object-fit: contain;
  background: #f8f4ed;
}

.blog-title-card {
  background: #fff;
  border: 1px solid #e7e2d6;
  border-top: 0;
  border-radius: 0 0 18px 18px;
  padding: 30px;
  box-shadow: 0 24px 60px rgba(13,31,60,0.12);
}

.blog-title-card h1 {
  color: #0d1f3c;
  font-size: clamp(30px, 4vw, 46px);
  max-width: 980px;
  margin-bottom: 16px;
}

.blog-title-card p:not(.eyebrow) {
  max-width: 860px;
  color: #5a6a7a;
  font-size: 18px;
}

.blog-meta {
  display: flex;
  flex-wrap: wrap;
  gap: 10px;
  margin: 0 0 16px;
  color: #314158;
  font-size: 14px;
}

.blog-meta span {
  border: 1px solid rgba(212,175,55,0.34);
  border-radius: 999px;
  padding: 6px 12px;
  background: #fff8df;
}

.blog-outline {
  border-color: rgba(13,31,60,0.28);
  color: #0d1f3c;
}

.blog-layout {
  display: grid;
  grid-template-columns: minmax(0, 1fr) 300px;
  gap: 30px;
  align-items: start;
}

.blog-article {
  background: #fff;
  border: 1px solid #e7e2d6;
  border-radius: 14px;
  padding: 30px;
  box-shadow: 0 10px 32px rgba(13,31,60,0.08);
}

.blog-article h2 {
  margin-top: 30px;
}

.blog-article h2:first-child {
  margin-top: 0;
}

.blog-article ul,
.blog-article ol {
  margin-bottom: 20px;
}

.blog-article li {
  margin-bottom: 8px;
}

.blog-sidebar {
  position: sticky;
  top: 18px;
  display: grid;
  gap: 16px;
}

.side-box {
  background: #fff;
  border: 1px solid #e7e2d6;
  border-radius: 14px;
  padding: 20px;
  box-shadow: 0 8px 26px rgba(13,31,60,0.08);
}

.tag-list {
  display: flex;
  flex-wrap: wrap;
  gap: 8px;
}

.tag-list span,
.tag-list a {
  border-radius: 999px;
  padding: 7px 11px;
  background: #eef3fa;
  color: #0d1f3c;
  font-weight: 700;
  font-size: 13px;
  text-decoration: none;
}

.check-list {
  list-style: none;
  padding-left: 0;
}

.check-list li::before {
  content: "\2713";
  color: #1e9c45;
  font-weight: 900;
  margin-right: 8px;
}

.blog-cta {
  background: linear-gradient(105deg, #0d1f3c 0%, #1e3a5f 62%, #2c5282 100%);
  color: #fff;
  border-radius: 16px;
  padding: 26px;
  margin-top: 30px;
}

.blog-cta h2 {
  color: #fff;
}

.blog-cta a {
  color: #fff;
}

.highlight {
  background: #0d1f3c;
  color: #fff;
  border-radius: 14px;
  padding: 26px;
}

.highlight h2,
.highlight h3 {
  color: #c9a227;
}

.area-links {
  display: flex;
  flex-wrap: wrap;
  gap: 10px;
}

.area-links a {
  border: 1px solid #e7e2d6;
  border-radius: 999px;
  padding: 8px 12px;
  text-decoration: none;
  background: #fff;
}

.faq-list {
  display: grid;
  gap: 14px;
}

.faq-item {
  background: #fff;
  border: 1px solid #e7e2d6;
  border-radius: 12px;
  padding: 18px;
}

.footer {
  background: #080f1e;
  color: rgba(255,255,255,0.8);
  padding: 34px 24px;
}

.footer a {
  color: #fff;
  text-decoration: none;
}

.footer-grid {
  display: grid;
  grid-template-columns: 1.2fr 1fr 1fr;
  gap: 24px;
}

@media (max-width: 780px) {
  .grid,
  .two-col,
  .blog-layout,
  .footer-grid {
    grid-template-columns: 1fr;
  }

  .hero {
    padding: 54px 18px;
  }

  .blog-title-card,
  .blog-article {
    padding: 22px;
  }

  .blog-sidebar {
    position: static;
  }
}